What is Fixed Indemnity Inusrance? Fixed indemnity insurance is a type of supplemental insurance that pays a predetermined cash benefit for covered medical services, regardless of the actual expenses incurred. This means you receive a fixed amount for specific situations, such as hospital stays, surgeries, or outpatient visits.It’s designed to complement your primary health insurance and can help cover out-of-pocket costs

  • Cash Benefits for Specific Events: Receive a predetermined payment for various medical services, providing immediate financial support.
  • Flexible Use of Funds: Use the benefits however you choose—whether for medical bills, daily living expenses, or transportation costs.
  • No Deductibles or Co-Pays: Fixed indemnity insurance typically does not involve deductibles or co-pays, meaning you get the benefit amount directly when you need it.
  • Easy Enrollment: Most plans have simple enrollment processes and do not require extensive medical exams.
  • Peace of Mind: Knowing you have an additional layer of coverage can reduce stress during medical emergencies.